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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,995 | $95,917-79.2% | $79,583-74.9% | $134,545-85.1% |
| Participation rate | 70.0% | 75.0%-5.0pp | 69.5%+0.5pp | 81.2%-11.2pp |
| Annual return | -26.13% | -2.70%-23.4pp | 0.16%-26.3pp | 418.37%-444.5pp |
| Employer contribution / active EE | $2,238 | $3,129-28.5% | $2,414-7.3% | $4,742-52.8% |
| Participant deferral / active EE | $7,550 | $4,694+60.8% | $3,986+89.4% | $6,401+18.0% |
| Admin fee / account holder | $449 | $9,132-95.1% | $6,835-93.4% | $11,431-96.1% |