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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,214 | $138,076-86.8% | $123,553-85.3% | $135,380-86.5% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -6.55% | 153.70%-160.3pp | 119.21%-125.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $1,140 | $5,152-77.9% | $4,628-75.4% | $4,779-76.1% |
| Participant deferral / active EE | $6,314 | $6,800-7.1% | $6,426-1.7% | $5,609+12.6% |
| Admin fee / account holder | $6,386 | $10,917-41.5% | $9,284-31.2% | $10,828-41.0% |