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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,218 | $180,749+39.0% | $160,784+56.2% | $137,256+83.0% |
| Participation rate | 93.8% | 80.0%+13.8pp | 77.0%+16.8pp | 80.0%+13.8pp |
| Annual return | 12.77% | 2234.46%-2221.7pp | 1803.92%-1791.2pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,501 | $4,155-39.8% | $3,733-33.0% | $4,156-39.8% |
| Participant deferral / active EE | $6,747 | $6,844-1.4% | $6,293+7.2% | $6,407+5.3% |
| Admin fee / account holder | $7,588 | $10,397-27.0% | $9,717-21.9% | $12,270-38.2% |