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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,831 | $202,440-29.0% | $169,390-15.1% | $139,466+3.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 11.63% | 532.36%-520.7pp | 406.07%-394.4pp | 373.66%-362.0pp |
| Employer contribution / active EE | $14,717 | $4,693+213.6% | $4,013+266.8% | $4,754+209.6% |
| Participant deferral / active EE | $14,450 | $6,940+108.2% | $6,222+132.2% | $6,712+115.3% |
| Admin fee / account holder | $588 | $10,722-94.5% | $9,015-93.5% | $11,409-94.8% |