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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,665 | $167,353-39.8% | $143,797-30.0% | $134,545-25.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -26.90% | 0.48%-27.4pp | -0.04%-26.9pp | 418.37%-445.3pp |
| Employer contribution / active EE | $8,612 | $5,620+53.2% | $4,952+73.9% | $4,742+81.6% |
| Participant deferral / active EE | $9,546 | $6,447+48.1% | $5,638+69.3% | $6,401+49.1% |
| Admin fee / account holder | $1,593 | $18,096-91.2% | $14,679-89.1% | $11,431-86.1% |