Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,198 | $138,102-65.8% | $125,381-62.4% | $134,532-64.9% |
| Participation rate | 42.1% | 84.5%-42.4pp | 82.4%-40.3pp | 81.2%-39.1pp |
| Annual return | -23.67% | 750.73%-774.4pp | 572.31%-596.0pp | 418.27%-441.9pp |
| Employer contribution / active EE | $523 | $5,245-90.0% | $4,815-89.1% | $4,741-89.0% |
| Participant deferral / active EE | $2,595 | $7,801-66.7% | $7,448-65.2% | $6,401-59.5% |
| Admin fee / account holder | $471 | $11,568-95.9% | $10,007-95.3% | $11,429-95.9% |