See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $30,861 |
PENSYS, INC.2 years Filed as: PENSYS INC Service code 15 · EIN 68-0348235 3000 LAVA RIDGE COURT SUITE 130 · ROSEVILLE, CA 95661 | Recordkeeping | $1,836 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,161 | $66,051+13.8% | $92,893-19.1% | $77,787-3.4% |
| Participation rate | 2.6% | 81.0%-78.3pp | 76.0%-73.4pp | 73.2%-70.6pp |
| Annual return | 13.62% | 20.69%-7.1pp | 109.41%-95.8pp | 32.57%-19.0pp |
| Employer contribution / active EE | $0 | $3,426-100.0% | $3,653-100.0% | $2,504-100.0% |
| Participant deferral / active EE | $235 | $3,013-92.2% | $4,236-94.5% | $3,967-94.1% |
| Admin fee / account holder | $727 | $148+391.6% | $5,794-87.5% | $100+626.2% |