Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,878 | $49,177-86.0% | $79,466-91.3% | $64,173-89.3% |
| Participation rate | 69.8% | 65.0%+4.8pp | 73.3%-3.5pp | 69.6%+0.2pp |
| Annual return | -7.99% | -1.16%-6.8pp | 718.28%-726.3pp | 7.63%-15.6pp |
| Employer contribution / active EE | $0 | $2,076-100.0% | $2,800-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,201 | $2,821-57.4% | $3,704-67.6% | $3,470-65.4% |
| Admin fee / account holder | $387 | $3,839-89.9% | $5,104-92.4% | $4,887-92.1% |