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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,194 | $100,970-45.3% | $96,576-42.8% | $137,256-59.8% |
| Participation rate | 81.8% | 82.6%-0.8pp | 81.4%+0.4pp | 80.0%+1.9pp |
| Annual return | 3.56% | 38.16%-34.6pp | 38.47%-34.9pp | 220.34%-216.8pp |
| Employer contribution / active EE | $6,751 | $3,809+77.2% | $3,553+90.0% | $4,156+62.4% |
| Participant deferral / active EE | $8,630 | $8,286+4.2% | $7,956+8.5% | $6,407+34.7% |
| Admin fee / account holder | $365 | $11,312-96.8% | $11,381-96.8% | $12,270-97.0% |