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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,909 | $108,897-51.4% | $100,378-47.3% | $145,877-63.7% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 14.69% | 58.17%-43.5pp | 49.41%-34.7pp | 551.28%-536.6pp |
| Employer contribution / active EE | $8,835 | $4,420+99.9% | $3,942+124.1% | $4,663+89.5% |
| Participant deferral / active EE | $13,997 | $8,455+65.6% | $8,087+73.1% | $6,691+109.2% |
| Admin fee / account holder | $1,640 | $9,690-83.1% | $7,899-79.2% | $13,402-87.8% |