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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,839 | $167,522-58.3% | $151,639-53.9% | $134,532-48.1% |
| Participation rate | 95.0% | 88.4%+6.6pp | 87.5%+7.5pp | 81.2%+13.8pp |
| Annual return | -22.05% | 7.81%-29.9pp | 3.34%-25.4pp | 418.27%-440.3pp |
| Employer contribution / active EE | $4,301 | $6,828-37.0% | $6,165-30.2% | $4,741-9.3% |
| Participant deferral / active EE | $8,471 | $8,986-5.7% | $8,363+1.3% | $6,401+32.3% |
| Admin fee / account holder | $422 | $13,780-96.9% | $11,613-96.4% | $11,429-96.3% |