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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,565 | $217,432-38.6% | $185,849-28.1% | $167,536-20.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.40% | 148.42%-139.0pp | 122.10%-112.7pp | 478.82%-469.4pp |
| Employer contribution / active EE | $5,866 | $5,875-0.1% | $5,169+13.5% | $4,839+21.2% |
| Participant deferral / active EE | $6,569 | $6,357+3.3% | $5,569+18.0% | $6,342+3.6% |
| Admin fee / account holder | $3,788 | $19,818-80.9% | $16,244-76.7% | $12,315-69.2% |