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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,689 | $172,111+16.6% | $150,298+33.5% | $137,256+46.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 25.60% | 69.37%-43.8pp | 62.79%-37.2pp | 220.34%-194.7pp |
| Employer contribution / active EE | $5,953 | $4,636+28.4% | $4,154+43.3% | $4,156+43.2% |
| Participant deferral / active EE | $4,862 | $6,166-21.2% | $5,453-10.8% | $6,407-24.1% |
| Admin fee / account holder | $2,814 | $16,471-82.9% | $14,116-80.1% | $12,270-77.1% |