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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,520 | $165,399-91.2% | $149,745-90.3% | $158,982-90.9% |
| Participation rate | 65.2% | 84.6%-19.4pp | 82.5%-17.3pp | 82.0%-16.7pp |
| Annual return | 24.55% | 348.34%-323.8pp | 276.72%-252.2pp | 302.99%-278.4pp |
| Employer contribution / active EE | $3,660 | $5,105-28.3% | $4,646-21.2% | $4,763-23.2% |
| Participant deferral / active EE | $2,998 | $7,183-58.3% | $6,843-56.2% | $5,983-49.9% |
| Admin fee / account holder | $289 | $10,811-97.3% | $9,312-96.9% | $11,252-97.4% |