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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,551 | $148,629-77.4% | $135,982-75.3% | $139,487-75.9% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 23.43% | 79.33%-55.9pp | 68.32%-44.9pp | 373.84%-350.4pp |
| Employer contribution / active EE | $22,390 | $5,247+326.8% | $4,859+360.8% | $4,755+370.9% |
| Participant deferral / active EE | $11,119 | $8,102+37.2% | $7,760+43.3% | $6,713+65.7% |
| Admin fee / account holder | $1,003 | $12,406-91.9% | $10,767-90.7% | $11,407-91.2% |