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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,445 | $160,040-72.9% | $147,096-70.5% | $145,877-70.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.17% | 98.49%-87.3pp | 419.75%-408.6pp | 551.28%-540.1pp |
| Employer contribution / active EE | $19,553 | $5,289+269.7% | $4,936+296.1% | $4,663+319.3% |
| Participant deferral / active EE | $8,512 | $8,429+1.0% | $8,071+5.5% | $6,691+27.2% |
| Admin fee / account holder | $1,783 | $15,050-88.2% | $13,005-86.3% | $13,402-86.7% |