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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,044 | $154,228-33.8% | $145,433-29.8% | $137,256-25.7% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 19.93% | 74.59%-54.7pp | 66.58%-46.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $15,495 | $4,804+222.5% | $4,554+240.2% | $4,156+272.8% |
| Participant deferral / active EE | $9,307 | $8,216+13.3% | $7,897+17.8% | $6,407+45.3% |
| Admin fee / account holder | $2,687 | $14,344-81.3% | $13,129-79.5% | $12,270-78.1% |