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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,600 | $95,917-74.4% | $79,583-69.1% | $134,545-81.7% |
| Participation rate | 31.8% | 75.0%-43.2pp | 69.5%-37.7pp | 81.2%-49.4pp |
| Annual return | -17.17% | -2.70%-14.5pp | 0.16%-17.3pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,090 | $3,129-65.2% | $2,414-54.8% | $4,742-77.0% |
| Participant deferral / active EE | $2,430 | $4,694-48.2% | $3,986-39.0% | $6,401-62.0% |
| Admin fee / account holder | $3,385 | $9,132-62.9% | $6,835-50.5% | $11,431-70.4% |