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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,776 | $99,921-95.2% | $85,009-94.4% | $145,959-96.7% |
| Participation rate | 82.4% | 74.1%+8.3pp | 67.5%+14.8pp | 80.3%+2.1pp |
| Annual return | 12.75% | 83.89%-71.1pp | 66.47%-53.7pp | 561.95%-549.2pp |
| Employer contribution / active EE | $1,449 | $3,233-55.2% | $2,728-46.9% | $4,661-68.9% |
| Participant deferral / active EE | $1,697 | $5,293-67.9% | $4,522-62.5% | $6,689-74.6% |
| Admin fee / account holder | $538 | $7,252-92.6% | $6,153-91.3% | $13,398-96.0% |