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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,776 | $100,203-95.2% | $85,240-94.4% | $145,897-96.7% |
| Participation rate | 82.4% | 74.1%+8.3pp | 67.5%+14.8pp | 80.3%+2.0pp |
| Annual return | 12.75% | 84.28%-71.5pp | 66.75%-54.0pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,449 | $3,242-55.3% | $2,735-47.0% | $4,663-68.9% |
| Participant deferral / active EE | $1,697 | $5,299-68.0% | $4,527-62.5% | $6,689-74.6% |
| Admin fee / account holder | $538 | $7,265-92.6% | $6,165-91.3% | $13,390-96.0% |