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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,776 | $100,073-95.2% | $85,126-94.4% | $145,877-96.7% |
| Participation rate | 82.4% | 74.1%+8.2pp | 67.5%+14.8pp | 80.3%+2.1pp |
| Annual return | 12.75% | 84.11%-71.4pp | 66.63%-53.9pp | 551.28%-538.5pp |
| Employer contribution / active EE | $1,449 | $3,236-55.2% | $2,731-46.9% | $4,663-68.9% |
| Participant deferral / active EE | $1,697 | $5,294-67.9% | $4,523-62.5% | $6,691-74.6% |
| Admin fee / account holder | $538 | $7,261-92.6% | $6,160-91.3% | $13,402-96.0% |