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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,944 | $176,120-48.9% | $159,487-43.6% | $167,553-46.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.44% | 331.95%-316.5pp | 263.71%-248.3pp | 478.89%-463.5pp |
| Employer contribution / active EE | $15,370 | $5,299+190.0% | $4,831+218.1% | $4,840+217.6% |
| Participant deferral / active EE | $15,320 | $7,752+97.6% | $7,354+108.3% | $6,343+141.5% |
| Admin fee / account holder | $2,112 | $12,561-83.2% | $10,804-80.5% | $12,316-82.9% |