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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,630 | $196,972-21.5% | $182,262-15.2% | $198,609-22.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.71% | 158.27%-142.6pp | 140.60%-124.9pp | 202.70%-187.0pp |
| Employer contribution / active EE | $18,425 | $5,364+243.5% | $5,046+265.2% | $5,055+264.5% |
| Participant deferral / active EE | $14,734 | $8,643+70.5% | $8,276+78.0% | $6,977+111.2% |
| Admin fee / account holder | $2,476 | $18,429-86.6% | $16,712-85.2% | $19,030-87.0% |