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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,630 | $154,228+0.3% | $145,433+6.3% | $137,256+12.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.71% | 74.59%-58.9pp | 66.58%-50.9pp | 220.34%-204.6pp |
| Employer contribution / active EE | $18,425 | $4,804+283.5% | $4,554+304.5% | $4,156+343.3% |
| Participant deferral / active EE | $14,734 | $8,216+79.3% | $7,897+86.6% | $6,407+130.0% |
| Admin fee / account holder | $2,476 | $14,344-82.7% | $13,129-81.1% | $12,270-79.8% |