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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,361 | $102,663-73.3% | $86,216-68.3% | $139,466-80.4% |
| Participation rate | 15.0% | 74.5%-59.5pp | 69.0%-54.0pp | 80.3%-65.3pp |
| Annual return | 35.69% | 1924.52%-1888.8pp | 1169.42%-1133.7pp | 373.66%-338.0pp |
| Employer contribution / active EE | $2,175 | $3,035-28.3% | $2,382-8.7% | $4,754-54.3% |
| Participant deferral / active EE | $1,181 | $4,677-74.8% | $3,986-70.4% | $6,712-82.4% |
| Admin fee / account holder | $11,753 | $8,663+35.7% | $6,853+71.5% | $11,409+3.0% |