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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,665 | $110,337+23.9% | $102,383+33.5% | $145,877-6.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.66% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.6pp |
| Employer contribution / active EE | $17,698 | $4,216+319.8% | $3,870+357.3% | $4,663+279.5% |
| Participant deferral / active EE | $11,104 | $5,621+97.6% | $5,060+119.5% | $6,691+66.0% |
| Admin fee / account holder | $1,630 | $9,750-83.3% | $8,391-80.6% | $13,402-87.8% |