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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,665 | $111,814+22.2% | $103,374+32.2% | $145,959-6.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.66% | 24.77%-12.1pp | 24.89%-12.2pp | 561.95%-549.3pp |
| Employer contribution / active EE | $17,698 | $4,214+320.0% | $3,869+357.4% | $4,661+279.7% |
| Participant deferral / active EE | $11,104 | $5,618+97.6% | $5,058+119.5% | $6,689+66.0% |
| Admin fee / account holder | $1,630 | $9,754-83.3% | $8,394-80.6% | $13,398-87.8% |