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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,981 | $176,786-83.6% | $146,643-80.2% | $167,536-82.7% |
| Participation rate | 87.0% | 83.6%+3.3pp | 80.1%+6.9pp | 82.1%+4.8pp |
| Annual return | 21.35% | 24.04%-2.7pp | 22.75%-1.4pp | 478.82%-457.5pp |
| Employer contribution / active EE | $2,963 | $5,161-42.6% | $4,137-28.4% | $4,839-38.8% |
| Participant deferral / active EE | $5,368 | $6,440-16.6% | $5,506-2.5% | $6,342-15.4% |
| Admin fee / account holder | $555 | $13,262-95.8% | $10,280-94.6% | $12,315-95.5% |