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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,561 | $123,155-8.6% | $108,753+3.5% | $155,188-27.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 17.97% | 44.73%-26.8pp | 37.47%-19.5pp | 148.84%-130.9pp |
| Employer contribution / active EE | $5,876 | $2,811+109.0% | $2,427+142.2% | $4,248+38.3% |
| Participant deferral / active EE | $4,829 | $4,623+4.4% | $4,115+17.4% | $6,531-26.1% |
| Admin fee / account holder | $2,154 | $12,126-82.2% | $10,320-79.1% | $14,480-85.1% |