Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6+ years Service code 15 · EIN 95-6817943 P.O. BOX 6040 · INDIANAPOLIS, CA 462066040 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,816 | $79,694-72.6% | $96,171-77.3% | $79,391-72.5% |
| Participation rate | 5.6% | 54.0%-48.4pp | 68.4%-62.9pp | 70.7%-65.2pp |
| Annual return | 33.63% | 40.84%-7.2pp | 192.04%-158.4pp | 116.88%-83.3pp |
| Employer contribution / active EE | $0 | $1,443-100.0% | $2,799-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $351 | $2,539-86.2% | $4,350-91.9% | $4,046-91.3% |
| Admin fee / account holder | $63 | $630-90.1% | $5,538-98.9% | $627-90.0% |