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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,843 | $175,259+19.7% | $149,723+40.2% | $139,487+50.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.38% | 166.82%-156.4pp | 134.50%-124.1pp | 373.84%-363.5pp |
| Employer contribution / active EE | $1,723 | $5,478-68.6% | $4,821-64.3% | $4,755-63.8% |
| Participant deferral / active EE | $15,694 | $6,522+140.6% | $5,682+176.2% | $6,713+133.8% |
| Admin fee / account holder | $6,928 | $16,158-57.1% | $13,215-47.6% | $11,407-39.3% |