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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,425 | $202,342-62.7% | $172,753-56.3% | $152,909-50.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.07% | 1029.88%-1005.8pp | 803.00%-778.9pp | 345.46%-321.4pp |
| Employer contribution / active EE | $6,525 | $5,857+11.4% | $5,144+26.8% | $4,764+37.0% |
| Participant deferral / active EE | $7,363 | $5,948+23.8% | $5,198+41.7% | $5,851+25.8% |
| Admin fee / account holder | $792 | $17,112-95.4% | $13,956-94.3% | $11,601-93.2% |