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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,559 | $138,114+48.8% | $125,391+63.9% | $134,545+52.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.64% | 750.88%-767.5pp | 572.41%-589.1pp | 418.37%-435.0pp |
| Employer contribution / active EE | $8,691 | $5,246+65.7% | $4,816+80.5% | $4,742+83.3% |
| Participant deferral / active EE | $11,909 | $7,801+52.7% | $7,448+59.9% | $6,401+86.0% |
| Admin fee / account holder | $5,115 | $11,570-55.8% | $10,009-48.9% | $11,431-55.3% |