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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,095 | $211,239-82.4% | $178,528-79.2% | $145,877-74.6% |
| Participation rate | 77.8% | 80.8%-3.0pp | 77.1%+0.7pp | 80.3%-2.5pp |
| Annual return | 13.06% | 30.22%-17.2pp | 27.11%-14.1pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,812 | $4,570-60.4% | $3,950-54.1% | $4,663-61.1% |
| Participant deferral / active EE | $3,309 | $6,963-52.5% | $6,278-47.3% | $6,691-50.5% |
| Admin fee / account holder | $880 | $12,095-92.7% | $10,419-91.6% | $13,402-93.4% |