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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,202 | $180,749-73.3% | $160,784-70.0% | $137,256-64.9% |
| Participation rate | 68.8% | 80.0%-11.2pp | 77.0%-8.2pp | 80.0%-11.2pp |
| Annual return | 16.03% | 2234.46%-2218.4pp | 1803.92%-1787.9pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,123 | $4,155-48.9% | $3,733-43.1% | $4,156-48.9% |
| Participant deferral / active EE | $4,553 | $6,844-33.5% | $6,293-27.6% | $6,407-28.9% |
| Admin fee / account holder | $773 | $10,397-92.6% | $9,717-92.0% | $12,270-93.7% |