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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,806 | $167,353-95.9% | $143,797-95.3% | $134,545-94.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -37.61% | 0.48%-38.1pp | -0.04%-37.6pp | 418.37%-456.0pp |
| Employer contribution / active EE | $2,219 | $5,620-60.5% | $4,952-55.2% | $4,742-53.2% |
| Participant deferral / active EE | $3,946 | $6,447-38.8% | $5,638-30.0% | $6,401-38.4% |
| Admin fee / account holder | $303 | $18,096-98.3% | $14,679-97.9% | $11,431-97.4% |