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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,590 | $106,008-95.7% | $92,240-95.0% | $147,586-96.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 21.71% | 50.05%-28.3pp | 176.29%-154.6pp | 578.59%-556.9pp |
| Employer contribution / active EE | $1,411 | $4,333-67.4% | $3,680-61.7% | $4,876-71.1% |
| Participant deferral / active EE | $4,421 | $4,478-1.3% | $3,897+13.4% | $5,439-18.7% |
| Admin fee / account holder | $2,705 | $6,333-57.3% | $5,194-47.9% | $10,886-75.2% |