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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,378 | $90,606-26.7% | $79,466-16.5% | $135,379-51.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -4.99% | 977.69%-982.7pp | 718.28%-723.3pp | 519.79%-524.8pp |
| Employer contribution / active EE | $3,586 | $3,068+16.9% | $2,800+28.1% | $4,779-25.0% |
| Participant deferral / active EE | $8,259 | $4,050+103.9% | $3,704+123.0% | $5,609+47.3% |
| Admin fee / account holder | $785 | $5,895-86.7% | $5,104-84.6% | $10,828-92.7% |