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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,854 | $110,337+16.8% | $102,383+25.9% | $145,877-11.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.21% | 24.83%-8.6pp | 24.94%-8.7pp | 551.28%-535.1pp |
| Employer contribution / active EE | $9,632 | $4,216+128.5% | $3,870+148.9% | $4,663+106.6% |
| Participant deferral / active EE | $7,549 | $5,621+34.3% | $5,060+49.2% | $6,691+12.8% |
| Admin fee / account holder | $617 | $9,750-93.7% | $8,391-92.7% | $13,402-95.4% |