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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,826 | $75,962-95.0% | $154,111-97.5% | $64,173-94.0% |
| Participation rate | 96.7% | 70.4%+26.3pp | 83.0%+13.6pp | 69.6%+27.1pp |
| Annual return | 16.78% | 30.32%-13.5pp | 735.18%-718.4pp | 7.63%+9.1pp |
| Employer contribution / active EE | $1,276 | $3,350-61.9% | $5,298-75.9% | $2,381-46.4% |
| Participant deferral / active EE | $669 | $3,175-78.9% | $5,081-86.8% | $3,470-80.7% |
| Admin fee / account holder | $13 | $5,589-99.8% | $13,411-99.9% | $4,887-99.7% |