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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,374 | $181,062+130.5% | $158,223+163.8% | $155,188+168.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.57% | 57.39%-37.8pp | 52.09%-32.5pp | 148.84%-129.3pp |
| Employer contribution / active EE | $18,987 | $4,565+315.9% | $4,109+362.1% | $4,248+347.0% |
| Participant deferral / active EE | $32,875 | $6,134+435.9% | $5,467+501.3% | $6,531+403.4% |
| Admin fee / account holder | $9,761 | $18,825-48.1% | $16,047-39.2% | $14,480-32.6% |