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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,275 | $115,903-52.3% | $100,528-45.0% | $158,966-65.2% |
| Participation rate | 55.6% | 81.6%-26.0pp | 79.4%-23.9pp | 82.0%-26.4pp |
| Annual return | 11.55% | 34.80%-23.3pp | 30.90%-19.4pp | 302.95%-291.4pp |
| Employer contribution / active EE | $1,481 | $4,105-63.9% | $3,419-56.7% | $4,762-68.9% |
| Participant deferral / active EE | $2,769 | $6,677-58.5% | $6,271-55.8% | $5,983-53.7% |
| Admin fee / account holder | $442 | $11,000-96.0% | $8,084-94.5% | $11,250-96.1% |