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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,785 | $133,981-77.8% | $112,249-73.5% | $134,532-77.9% |
| Participation rate | 31.8% | 78.6%-46.7pp | 75.1%-43.2pp | 81.2%-49.4pp |
| Annual return | -16.79% | 47.16%-64.0pp | 27.48%-44.3pp | 418.27%-435.1pp |
| Employer contribution / active EE | $1,063 | $4,040-73.7% | $3,636-70.8% | $4,741-77.6% |
| Participant deferral / active EE | $1,809 | $5,292-65.8% | $4,729-61.7% | $6,401-71.7% |
| Admin fee / account holder | $826 | $7,492-89.0% | $6,412-87.1% | $11,429-92.8% |