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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,280 | $160,059-28.6% | $140,019-18.4% | $135,379-15.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -9.76% | 911.44%-921.2pp | 651.15%-660.9pp | 519.79%-529.5pp |
| Employer contribution / active EE | $12,120 | $6,420+88.8% | $5,605+116.2% | $4,779+153.6% |
| Participant deferral / active EE | $14,486 | $7,641+89.6% | $6,927+109.1% | $5,609+158.3% |
| Admin fee / account holder | $19,127 | $13,328+43.5% | $10,705+78.7% | $10,828+76.6% |