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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,981 | $167,533-77.3% | $151,645-75.0% | $134,545-71.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -36.95% | 7.81%-44.8pp | 3.34%-40.3pp | 418.37%-455.3pp |
| Employer contribution / active EE | $1,299 | $6,828-81.0% | $6,165-78.9% | $4,742-72.6% |
| Participant deferral / active EE | $6,237 | $8,985-30.6% | $8,363-25.4% | $6,401-2.6% |
| Admin fee / account holder | $10,822 | $13,781-21.5% | $11,614-6.8% | $11,431-5.3% |