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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,316 | $69,248-67.8% | $64,101-65.2% | $139,466-84.0% |
| Participation rate | 60.0% | 75.6%-15.6pp | 72.3%-12.3pp | 80.3%-20.3pp |
| Annual return | 17.50% | 45.95%-28.5pp | 33.72%-16.2pp | 373.66%-356.2pp |
| Employer contribution / active EE | $1,116 | $3,185-65.0% | $2,749-59.4% | $4,754-76.5% |
| Participant deferral / active EE | $1,440 | $4,682-69.2% | $3,881-62.9% | $6,712-78.5% |
| Admin fee / account holder | $776 | $4,247-81.7% | $3,070-74.7% | $11,409-93.2% |