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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,933 | $103,008-92.3% | $90,304-91.2% | $152,897-94.8% |
| Participation rate | 71.4% | 75.9%-4.4pp | 73.3%-1.8pp | 82.5%-11.0pp |
| Annual return | 26.96% | 95.22%-68.3pp | 78.13%-51.2pp | 345.43%-318.5pp |
| Employer contribution / active EE | $0 | $3,139-100.0% | $2,855-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $870 | $4,281-79.7% | $3,885-77.6% | $5,851-85.1% |
| Admin fee / account holder | $649 | $6,175-89.5% | $5,354-87.9% | $11,599-94.4% |