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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,505 | $70,366-56.6% | $66,674-54.2% | $138,895-78.0% |
| Participation rate | 58.3% | 76.2%-17.8pp | 73.7%-15.3pp | 79.9%-21.6pp |
| Annual return | 16.65% | 386.41%-369.8pp | 321.24%-304.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $1,321 | $2,765-52.2% | $2,620-49.6% | $4,194-68.5% |
| Participant deferral / active EE | $4,324 | $4,374-1.2% | $4,084+5.9% | $6,396-32.4% |
| Admin fee / account holder | $123 | $5,262-97.7% | $5,098-97.6% | $12,562-99.0% |