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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, INC. Service code 26 5440 WEST 110TH STREET, SUITE 102 · OVERLAND PARK, KS 66211 | Advisory (Participants) | $33,323 |
Filed as: TPP RETIREMENT PLAN SPECIALISTS LLC Service code 64 7300 COLLEGE BOULEVARD, SUITE 400 · OVERLAND PARK, KS 66210 | Recordkeeping Fees | $15,184 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,958 | $58,655-23.4% | $91,994-51.1% | $65,186-31.0% |
| Participation rate | 54.2% | 75.3%-21.1pp | 78.6%-24.5pp | 70.2%-16.0pp |
| Annual return | 31.60% | 33.92%-2.3pp | 69.04%-37.4pp | 29.39%+2.2pp |
| Employer contribution / active EE | $0 | $2,080-100.0% | $3,453-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $3,173 | $5,474-42.0% | $5,924-46.4% | $3,514-9.7% |
| Admin fee / account holder | $305 | $434-29.8% | $7,744-96.1% | $847-64.0% |