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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,003 | $95,915-54.1% | $79,580-44.7% | $134,532-67.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -11.95% | -2.71%-9.2pp | 0.15%-12.1pp | 418.27%-430.2pp |
| Employer contribution / active EE | $3,548 | $3,129+13.4% | $2,413+47.0% | $4,741-25.2% |
| Participant deferral / active EE | $5,256 | $4,693+12.0% | $3,985+31.9% | $6,401-17.9% |
| Admin fee / account holder | $2,135 | $9,132-76.6% | $6,835-68.8% | $11,429-81.3% |