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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,326 | $227,633-86.7% | $189,597-84.0% | $167,553-81.9% |
| Participation rate | 53.8% | 82.5%-28.7pp | 78.4%-24.6pp | 82.1%-28.3pp |
| Annual return | 14.84% | 78.45%-63.6pp | 64.20%-49.4pp | 478.89%-464.1pp |
| Employer contribution / active EE | $1,505 | $5,317-71.7% | $4,412-65.9% | $4,840-68.9% |
| Participant deferral / active EE | $2,515 | $7,003-64.1% | $6,174-59.3% | $6,343-60.4% |
| Admin fee / account holder | $421 | $11,879-96.5% | $9,807-95.7% | $12,316-96.6% |