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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,413 | $121,677-96.4% | $104,625-95.8% | $158,966-97.2% |
| Participation rate | 81.0% | 77.5%+3.4pp | 74.1%+6.9pp | 82.0%-1.0pp |
| Annual return | 15.84% | 465.58%-449.7pp | 340.60%-324.8pp | 302.95%-287.1pp |
| Employer contribution / active EE | $1,887 | $3,165-40.4% | $2,681-29.6% | $4,762-60.4% |
| Participant deferral / active EE | $2,546 | $4,175-39.0% | $3,738-31.9% | $5,983-57.4% |
| Admin fee / account holder | $698 | $7,777-91.0% | $6,465-89.2% | $11,250-93.8% |