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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,823 | $177,353-85.4% | $158,226-83.7% | $198,609-87.0% |
| Participation rate | 79.2% | 77.0%+2.1pp | 74.8%+4.3pp | 82.4%-3.2pp |
| Annual return | 18.05% | 599.50%-581.5pp | 501.41%-483.4pp | 202.70%-184.7pp |
| Employer contribution / active EE | $2,238 | $3,239-30.9% | $2,986-25.1% | $5,055-55.7% |
| Participant deferral / active EE | $4,315 | $4,615-6.5% | $4,3170% | $6,977-38.2% |
| Admin fee / account holder | $6,587 | $10,960-39.9% | $10,217-35.5% | $19,030-65.4% |