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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,266 | $155,555-29.1% | $146,866-24.9% | $155,188-28.9% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.5%+8.8pp | 80.8%+10.5pp |
| Annual return | 19.54% | 115.41%-95.9pp | 102.85%-83.3pp | 148.84%-129.3pp |
| Employer contribution / active EE | $4,070 | $4,647-12.4% | $4,425-8.0% | $4,248-4.2% |
| Participant deferral / active EE | $7,300 | $8,044-9.3% | $7,759-5.9% | $6,531+11.8% |
| Admin fee / account holder | $4,366 | $14,755-70.4% | $13,620-67.9% | $14,480-69.8% |