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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,820 | $162,812-4.3% | $133,971+16.3% | $158,966-2.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 20.30% | 41.94%-21.6pp | 45.09%-24.8pp | 302.95%-282.6pp |
| Employer contribution / active EE | $28,081 | $4,976+464.3% | $3,919+616.6% | $4,762+489.6% |
| Participant deferral / active EE | $14,942 | $5,910+152.8% | $5,047+196.0% | $5,983+149.7% |
| Admin fee / account holder | $652 | $11,741-94.4% | $8,929-92.7% | $11,250-94.2% |